Privacy Policy & Terms and Conditions

Effective Date: May 28, 2026

This Privacy Policy and Terms and Conditions applies to Goldtree Financial Group (“Goldtree,” “we,” “our,” or “us”) and governs your use of our websites, landing pages, funnels, forms, guides, resources, social media content, and services, including goldtreefinancialgroup.com, go.goldtreefinancialgroup.com, and related Goldtree web properties.

By accessing our websites, submitting a form, downloading a guide, requesting information, scheduling an appointment, or otherwise interacting with Goldtree, you agree to this Privacy Policy and Terms and Conditions.

Privacy Policy

Goldtree Financial Group is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our websites, landing pages, funnels, forms, social media pages, or otherwise interact with us online or offline.

1. Information We Collect

We may collect information you voluntarily provide to us, including:

  • Name

  • Email address

  • Phone number

  • Mailing address

  • State of residence

  • Retirement, estate planning, insurance, or financial planning interests

  • Information submitted through forms, surveys, quizzes, appointment requests, or guide downloads

  • Information provided during calls, meetings, emails, text messages, or other communications

When appropriate for insurance, estate planning coordination, retirement planning conversations, applications, or service requests, we may also collect additional information, such as:

  • Date of birth

  • Financial information

  • Insurance policy information

  • Health-related information relevant to insurance applications or underwriting

  • Social Security number or other identifying information, only when required for applications, service requests, or regulatory purposes

We may also automatically collect certain technical information when you visit our websites or funnels, including:

  • IP address

  • Browser type

  • Device type

  • Pages visited

  • Time spent on pages

  • Referral sources

  • Cookies, tracking pixels, and similar technologies

  • Interactions with ads, emails, forms, and landing pages

2. How We Use Your Information

We may use the information we collect to:

  • Provide requested guides, resources, appointments, or information

  • Respond to your questions or service requests

  • Communicate with you by email, phone, text message, or other methods

  • Schedule and confirm appointments

  • Provide retirement, estate planning coordination, life insurance, and related financial planning information

  • Review your interest in Goldtree services

  • Process insurance quotes, applications, policy service requests, or other client requests

  • Improve our websites, funnels, marketing, client experience, and services

  • Send educational content, reminders, updates, or follow-up communications

  • Comply with legal, regulatory, contractual, carrier, or professional obligations

  • Protect our rights, business operations, clients, and systems

3. Calls, Emails, and Text Messages

When you submit a form, request a guide, schedule an appointment, or otherwise provide your contact information, we may contact you regarding your request and related Goldtree services or educational information.

If you provide consent to receive text messages, you agree that Goldtree Financial Group may contact you by text message, including messages sent using automated technology. Message and data rates may apply. Message frequency may vary. You may reply STOP to opt out of text messages or HELP for help.

Consent to receive marketing calls or text messages is not required as a condition of purchase.

You may opt out of marketing emails by using the unsubscribe link in an email or by contacting us directly.

4. How We Share Information

We do not sell your personal information.

We may share information when necessary or appropriate with:

  • Insurance carriers, financial institutions, or product providers for quoting, applications, servicing, or related requests

  • Estate planning document providers, attorneys, or professional partners involved in estate planning coordination, when applicable

  • Retirement planning, tax, legal, insurance, or financial professionals involved in helping address your request or planning needs

  • Service providers who help us operate our business, including CRM systems, email platforms, SMS providers, website hosts, analytics providers, appointment scheduling platforms, payment processors, and marketing platforms

  • Regulatory authorities, law enforcement, courts, or other parties when required by law

  • Other parties when necessary to protect our rights, clients, business operations, systems, or safety

We require service providers to use information only as needed to provide services on our behalf.

5. Cookies, Pixels, and Tracking Technologies

Our websites and funnels may use cookies, pixels, analytics tools, and similar technologies to improve user experience, measure website performance, understand marketing effectiveness, and support advertising efforts.

These tools may collect information about your device, browsing activity, pages visited, forms submitted, and interactions with our ads or content.

You may disable cookies through your browser settings. However, some website or funnel features may not function properly if cookies are disabled.

6. Data Security

We use reasonable administrative, technical, and organizational safeguards to help protect the information we collect. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Please do not submit sensitive information through general contact forms unless requested through a secure or appropriate process.

7. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this policy, provide services, maintain records, comply with legal or regulatory obligations, resolve disputes, and support business operations.

8. Your Choices and Rights

You may request to:

  • Access personal information we have about you

  • Correct or update your information

  • Request deletion of your information, subject to legal, regulatory, contractual, and business retention requirements

  • Opt out of marketing emails

  • Opt out of text messages by replying STOP

  • Request that we update your communication preferences

To make a privacy-related request, contact us at:

contact@goldtreefg.com

9. Third-Party Websites and Services

Our websites, emails, funnels, social media pages, or content may link to third-party websites, platforms, or services. We are not responsible for the privacy practices, content, or security of third-party websites. We encourage you to review their privacy policies.

10. Children’s Privacy

Our websites, funnels, and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

Terms and Conditions

These Terms and Conditions govern your use of Goldtree websites, landing pages, funnels, forms, guides, resources, social media content, communications, and services.

1. Educational and Informational Purpose

All content provided by Goldtree, including websites, guides, videos, social media posts, emails, text messages, webinars, funnels, and other materials, is for educational and informational purposes only.

Nothing on our websites, funnels, social media, or in our educational materials should be interpreted as individualized legal, tax, investment, insurance, or financial advice.

Your personal situation should be reviewed with properly licensed professionals before making decisions.

2. No Advisor-Client, Attorney-Client, or Tax Professional Relationship

Using our websites, downloading a guide, submitting a form, requesting information, or communicating with Goldtree does not create an advisor-client, attorney-client, tax professional-client, or fiduciary relationship.

A professional relationship, if applicable, is only established through the appropriate agreements, disclosures, applications, appointments, or engagement documents.

Goldtree Financial Group does not provide legal or tax advice.

3. Estate Planning Coordination

Goldtree may provide estate planning education, coordination, intake support, and related services. Goldtree Financial Group is not a law firm and does not provide legal advice.

Estate planning documents, when applicable, may be prepared by licensed attorneys or third-party estate planning providers. Clients should consult with qualified legal professionals regarding their specific estate planning needs, legal rights, obligations, and options.

Any estate planning information provided by Goldtree is intended to help educate and coordinate the planning process, not to replace legal advice.

4. Insurance and Retirement Planning Information

Goldtree may provide education and services related to life insurance, retirement planning conversations, insurance strategies, annuities, retirement income considerations, long-term care planning, and related topics.

Availability, suitability, and terms of any insurance or financial product depend on many factors, including age, health, state of residence, underwriting, financial goals, risk tolerance, product features, carrier requirements, and applicable laws.

No insurance coverage or product is guaranteed until approved and issued by the appropriate carrier or provider.

5. No Guarantee of Results

Goldtree does not guarantee any particular financial outcome, insurance approval, tax result, legal result, investment result, retirement outcome, estate planning result, or product performance.

Examples, illustrations, educational scenarios, and hypothetical discussions are for general informational purposes only and may not apply to your specific situation.

Past performance, hypothetical examples, or general planning concepts should not be relied upon as guarantees of future results.

6. User Responsibilities

You agree to provide accurate, complete, and current information when submitting forms, requesting services, scheduling appointments, or communicating with Goldtree.

You are responsible for reviewing any recommendations, documents, applications, disclosures, policies, contracts, or materials before signing or submitting them.

You are also responsible for consulting with qualified legal, tax, financial, or other professionals as needed for your specific situation.

7. Guide Downloads, Forms, and Appointments

Goldtree may offer free guides, resources, quizzes, forms, or appointment requests through its websites and funnels.

Submitting a form or downloading a guide does not obligate you to purchase any product or service.

Goldtree may contact you regarding your request, related educational information, or services that may be relevant to your inquiry, subject to applicable laws and your communication preferences.

8. Communications Consent

By submitting your contact information, you authorize Goldtree Financial Group to contact you regarding your request, appointment, guide download, or related services.

If you consent to receive text messages, you agree to receive text messages from Goldtree Financial Group, which may be sent using automated technology. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help.

Consent to receive marketing calls or text messages is not required as a condition of purchase.

You may unsubscribe from marketing emails using the unsubscribe link provided in our emails or by contacting us directly.

9. Intellectual Property

All content on Goldtree websites, funnels, guides, videos, graphics, logos, designs, written materials, and other resources is owned by or licensed to Goldtree Financial Group, unless otherwise stated.

You may download or print Goldtree guides and resources for personal, non-commercial use. You may not copy, reproduce, distribute, modify, sell, or use our materials for commercial purposes without written permission from Goldtree.

10. Third-Party Links and Services

Our websites, funnels, emails, social media, or materials may include links to third-party websites, tools, providers, platforms, or resources.

Goldtree is not responsible for the content, privacy practices, terms, accuracy, security, or services of third-party websites or providers.

Use of third-party websites or services is at your own risk and subject to their terms and policies.

11. Website Availability and Accuracy

We strive to keep our websites and materials accurate and available, but we do not guarantee that content will always be complete, current, error-free, or uninterrupted.

Goldtree may update, modify, remove, or discontinue content, pages, funnels, guides, or services at any time without notice.

12. Limitation of Liability

To the fullest extent permitted by law, Goldtree Financial Group and its owners, team members, representatives, partners, affiliates, service providers, and related parties shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising from your use of our websites, funnels, forms, guides, content, communications, or services.

This includes, but is not limited to, damages related to errors, omissions, delays, interruptions, reliance on educational content, third-party services, or decisions made based on general information.

13. Indemnification

You agree to indemnify and hold harmless Goldtree Financial Group and its owners, team members, representatives, partners, affiliates, service providers, and related parties from any claims, damages, liabilities, losses, costs, or expenses arising from your use of our websites, funnels, content, forms, services, or violation of these Terms.

14. Privacy

Your use of Goldtree websites, funnels, forms, and services is also governed by the Privacy Policy included on this page, which explains how we collect, use, and safeguard information.

15. Governing Law

These Terms shall be governed by the laws of the State of Missouri, without regard to conflict of law principles.

16. Changes to This Policy and Terms

Goldtree may update this Privacy Policy and Terms and Conditions from time to time. Updates will be posted on this page with a revised effective date.

Your continued use of our websites, funnels, forms, content, or services after updates are posted means you accept the revised policy and terms.

17. Contact Us

If you have questions about this Privacy Policy and Terms and Conditions, contact us at:

Goldtree Financial Group
Email: contact@goldtreefg.com
Website: goldtreefinancialgroup.com